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Explanation of DMV Points

The North Carolina General Assembly enacted the North Carolina Safe Driver Incentive Plan (SDIP) to assess points for all moving violations. Drivers who are convicted of moving traffic violations and/or cause accidents will be charged higher premiums in accordance with their driving records. SDIP points are charged as follows for convictions and at-fault accidents occurring during the Experience Period:

SDIP Points Convictions and At-fault Accident Points

12

  • Manslaughter or negligent homicide
  • Prearranged highway racing or knowingly lending a motor vehicle for prearranged highway racing
  • Hit-and-run resulting in bodily injury or death
  • Driving with a blood-alcohol level of .08 or more
  • Driving a commercial vehicle with a blood-alcohol level of .04 or more
  • Driving while impaired
  • Transporting illegal intoxicating liquor for sale

10

  • Highway racing or knowingly lending a motor vehicle for highway racing
  • Speeding to elude arrest

8

  • Driving during revocation or suspension of license or registration
  • Aggressive driving

4

  • Reckless driving
  • Hit-and-run resulting in property damage only
  • Passing a stopped school bus
  • Speeding in excess of 75 mph when the speed limit is less than 70 mph
  • Speeding in excess of 80 mph when the speed limit is 70 mph or greater
  • Driving by a person less than age 21 after consuming alcohol or drugs

3

  • At-fault accident resulting in death, or total bodily injury* (to all persons) in excess of $1,800; OR resulting in total property damage (including damage to insured’s own property) of $3,000 or more.

2

  • Illegal passing
  • Following too closely
  • Driving on wrong side of the road
  • At-fault accident resulting in total property damage (including damage to Insured’s own property) in excess of $1,800 but less than $3,000
  • Speeding more than 10 mph over the speed limit provided the total speed is in excess of 55 mph, but less than 76 mph
  • Speeding 10 mph or less in excess of speed zone of 55 mph or greater

1

  • All other moving violations
  • At-fault accident resulting in bodily injury* (to all persons) of $1,800 or less; OR resulting in property damage (including damage to insured’s own property) of $1,800 or less
  • Speeding 10 mph or less in excess of speed limit of less than 55 mph

As a result of SDIP points, your moving violation could cost you significantly more than just your court costs and fines. An experienced traffic infraction lawyer like those at Dodge & Altamura can help you navigate these costs and resolve your charges in a way that minimizes your expenses.

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